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The angle used as argument of the cosine function is always determined by going on an arc from the positive x-axis in counter-clockwise direction towards the force of which you want to determine the x-component. Licensed Insurer — A company that is incorporated or chartered in one state but is a licensed admitted insurer for another state to write specific lines of business. Our task is to find the resultant of these four forces, that is to find that single force which has the same action on particle A as the four given forces. Standard Auto — Auto insurance for average drivers with relatively few accidents during their lifetimes. Liability — Broadly, any legally enforceable obligation. Now the three components are evaluated according to: In types of insurance, such as Liability, an occurrence is distinguished from accident in that the loss does not have to be sudden and fortuitous but can result from continuous or repeated exposure that results in bodily injury or property damage. Personal Injury Protection — Pays basic expenses for an insured and his or her family in states with no-fault Auto insurance. We call these two new forces the x- and y-component of the force F 1. They will pull the body A to the left and upwards.

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